|
|
Rates effective as of
October 20, 2009 - subject to change
|
|
|
Type of Account |
Rate Type |
Minimum Opening Balance |
Minimum to Earn Dividends |
Dividend Rate* |
Annual Percentage Yield |
| Share Savings |
Variable |
$25 |
$25 |
.25% |
.25% |
| Auxiliary Share/Savings |
Variable |
$0 |
$25 |
.25% |
.25% |
| Escrow Share/Savings |
Variable |
$0 |
$25 |
.25% |
.25% |
| Christmas Club |
Variable |
$0 |
$25 |
.25% |
.25% |
| Money Market |
|
|
APR |
Low APY |
High APY |
| |
|
$25 - $1,999 |
.25% |
.00% |
.25% |
| |
|
$2,000 - $9,999 |
.50% |
.25% |
.45% |
| |
|
$10,000 - $24,999 |
.75% |
.45% |
.63% |
| |
|
$25,000 - $49,999 |
1.00% |
.63% |
.82% |
| |
|
$50,000 - $99,999 |
1.25% |
.82% |
1.04% |
| |
|
$100,000 and above |
1.30% |
1.04% |
1.28% |
| IRA Share/Savings |
|
|
APR |
Low APY |
High APY |
| |
|
$25 - $1,999 |
.25% |
.00% |
.25% |
| |
|
$2,000 - $9,999 |
.50% |
.25% |
.45% |
| |
|
$10,000 - $24,999 |
.75% |
.45% |
.63% |
| |
|
$25,000 - $49,999 |
1.00% |
.63% |
.82% |
| |
|
$50,000 - $99,999 |
1.25 |
.82% |
1.04% |
| |
|
$1000,000 & up |
1.30% |
1.04% |
1.28% |
| |
|
|
|
APR |
APY |
| 6 Month Certificate |
Fixed |
$1,000 |
$1,000 |
1.00% |
1.00% |
| 1 Year Certificate |
Fixed |
$1,000 |
$1,000 |
1.24% |
1.25% |
| 2 Year Certificate |
Fixed |
$1,000 |
$1,000 |
1.49% |
1.50% |
| 3 Year Certificate |
Fixed |
$1,000 |
$1,000 |
1.98% |
2.00% |
| 5 Year Certificate |
Fixed |
$1,000 |
$1,000 |
2.72% |
2.75% |
| 5 Year Special Certificate |
Fixed |
$10,000 |
$10,000 |
2.81% |
2.85% |
| Share Draft/Checking |
N/A |
$50 |
N/A |
N/A |
N/A |
| Certificate dividends are compounded and credited
monthly. |
|
For Share Savings, Money Market, Christmas Club, IRA, Escrow,
and Auxiliary Savings accounts, dividends are compounded and credited
quarterly.
*The Dividend Rate and Annual Percentage Yield stated above are
accurate as of the date stated above. Rates may have changed after
that date. Please call (303) 936-2299 to obtain current rate information.
|
|
