West Denver Community Credit Union
Draft/Checking

We offer several types of checking accounts with a convenient line-of-credit (overdraft protection) with debit card access for those qualified.

Basic Checking Account

This account offers unlimited check writing privileges. A minimum balance of $300 must be maintained in this checking account to avoid a $4 monthly service charge.

 

 

Young At Heart Account

If you're 55 years young, this account is for you:

  • No minimum balance requirement
  • No monthly service charge
  • Free "Young At Heart" checks
  • unlimited check writing privileges

VISA Debit card with overdraft protection (w.a.c.)

Use your Debit card to have funds withdrawn from your checking account to pay for purchases or to get cash at an ATM. Best of all, there are no annual fees and your VISA Debit card comes with overdraft protection.

Basic Checking with Direct Deposit

There are no minimum balance requirements or monthly service charges as long as you direct deposit your paycheck, pension, Social Security, or other recurring checks. Members have unlimited check writing privileges with this account.

Business Checking Accounts

A $5 monthly service charge is assessed to Business Checking Account holders. Overdraft protection with debit card access is available for Business Checking Accounts by securing the amount of the overdraft line-of-credit request with 125% of share/savings.

Other Checking Features

  • No per-check fee
  • Free 24-hour phone access
  • Custom or traditional checks available
  • If your employer cannot "split" your Direct Deposit, so that some funds go to savings or another account established, we can "split" your deposit for you.
  • Duplicate checks for record safekeeping
  • Accurate, itemized monthly statements

How to Open a Checking Account

  • Bring a current Colorado Drivers License or I.D. for each account holder between the hours of 8:30 a.m. and 4:30 p.m.
  • Establish a share/savings account with a minimum deposit of $25.00
  • Deposit $50.00 in checking, plus sufficient funds to cover the cost of checks ordered.
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