West Denver Community Credit Union

Loan Rates
effective as of June 30, 2009
 
Rates for motorized products, with the exception of Recreational Vehicles, are based on a 60 month term, financing $100% of MSRP or NADA Official Used Car Guide

Loan Type

Annual Percentage Rate

Rate Based on Credit Score?

Loan Terms

New and Used Vehicles (1999 and newer)

5.45%

up to

16.29%

Yes

2008-2010 up to 72 months

2003-2007 up to 60 months

2000-2002 up to 48 months

Used over $18,000 - up to 72 months

New or Used over $25,000 - up to 84 months

New and Used Street Legal Motorcycles - (2003 and newer)

6.74%

up to

16.99%

Yes

2009-2010 up to 72 months

2004-2008 up to 60 months

Financing over $15,000 up to 72 months

 

Off-Road Motorcycle, ATV, Personal Watercraft & Snowmobile (2003 and newer)

9.99%

up to

18.00%

Yes

2009-2010 up to 48 months

2004-2008 up to 36 months

Vehicle value over $18,000 up to 60 months

Unsecured/Signature

12.00%

up to

18.00%

Yes
$500 minimum, up to 48 months
Signature Line of Credit

12.00%

No

Monthly payments are 4% of loan balance

VISA Credit Card (purchases, 25 day grace period)

12.90%

No
Monthly payments are 5% of loan balance

Overdraft Protection

14.00%

No

Monthly payments are 5% of loan balance

Boat, Motor, & Trailer - New, current and prior year

7.50%

up to

16.75%

Yes

80 % financing, up to 60 months

Boat, Motor, & Trailer - Used, 1999 and older 9.50%

up to

16.75%

Yes 80 % financing, up to 48 months
Recreational Vehicles, Campers and Trailers - New and Used

6.80%

up to

13.50%

Yes up to $15,000 up to 60 months

$15,001 - $25,000 up to 72 months

$25,001 - $50,000 up to 96 months

$50,000 and above - up to 120 months

Mortgage Loans

Contact the credit union for current rates and terms
Rates and terms are accurate as of the date noted above, and can change at any time. Please contact the credit union for current loan rates and terms.
 
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